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The Chicago skyline at sunset.

Regional Economics

Article

A Quantitative Model for Mapping the Consequences of Public Housing Demolitions

Research in Focus — Using Chicago’s housing stock as the basis for a quantitative model, the authors reveal the household-level economic consequences of demolishing public housing.

4-in-6 Payment Products — Buy Now, Pay Later: Insights from New Survey Data

Since 2019, buy now, pay later (BNPL) lending products have experienced rapid growth in transaction volume and garnered significant attention from consumers, researchers, and regulators. BNPL products that use an interest-free, 4-payments-in-6-weeks (4-in-6) structure have been examined closely because of concerns that their unique characteristics might pose risks to vulnerable consumers and other providers of consumer credit.

Advancing Fairness in Lending Through Machine Learning

Showcasing the work of Philadelphia Fed researchers, this interactive data visualization explores an approach to credit lending using machine learning and fairness goals that may help address current disparities in credit access.

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Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Cubicles and a hallway in a busy modern office.

The Economy

About

Labor Markets and Opportunity

Welcome to Labor Markets and Opportunity, a source for Philadelphia Fed research, data, and perspectives on labor markets and economic opportunity.

About Us

Press Release

Philadelphia Fed Names General Counsel and Senior Vice President

The Federal Reserve Bank of Philadelphia today announced Kori Connelly has been named senior vice president and general counsel. Connelly will lead the Bank’s Legal and Law Enforcement areas and will serve as ethics officer.

Event

May

15-16

2024

The Mortgage Market Research Conference

Hybrid